Ayushman Bharat , also known as Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a flagship healthcare scheme launched by the Government of India in September 2018. This ambitious healthcare program is aimed at providing financial protection and access to quality healthcare services to the vulnerable and economically disadvantaged sections of society in India. Ayushman Bharat has two main components: 1. Pradhan Mantri Jan Arogya Yojana (PM-JAY): Under this component, eligible families receive health insurance coverage for secondary and tertiary healthcare services. PM-JAY provides coverage of up to INR 5 lakh (approximately USD 6,700) per family per year for hospitalization expenses. It covers a wide range of medical treatments, surgeries, and procedures, including pre- and post-hospitalization expenses. 2. Health and Wellness Centers (HWCs): The second component of Ayushman Bharat aims to strengthen primary healthcare infrastructure in India. Under this initiative, the government is upg